Events

9:00 – 10:00 a.m.
Pillars of an Effective Fair Lending Program
Niall Twomey, CRCM, Principal, Consulting, CROWE LLP

 

This presentation will cover expectations around program documentation, risk factors, regulatory expectations, building on common compliance themes such as commitment, accountability, training, and strong policies, with Crowe specialists offering insights on common pitfalls and strategies.

 

After participating, you should be able to:

 

• Identify core elements required for a successful fair lending compliance program
• Distinguish fair lending responsibilities assigned to each of the three lines of defense
• Apply insights from common findings of recent assessments to enhance your organization’s fair lending practices

10:00 – 11:15 a.m.
State and National Fraud Panel Discussion
Chelsea Treboniak, President, Critical Ops

 

Mark Solomon
International 1st Vice President
IAFCU (International Association of Financial Crimes Investigators)

 

11:15 – 11:30 a.m.
Break

 

11:30 a.m. – 12:30 p.m.
Regulatory Compliance and Consumer Protection Update
John Zasada, Principal, Doeren Mayhew Advisors, LLC

 

The credit union industry is experiencing a rapidly changing regulatory landscape shaped by the change in administration, CFPB, NCUA, and other factors. In this webinar, Doeren Mayhew will provide perspective on:

 

• Key regulatory changes impacting credit unions (both positive and challenging impacts)
• Hot button items regulators are focusing on
• Specific risks to focus on when preparing risk assessments, planning audits or compliance reviews
• Trends/themes on recent findings Doeren Mayhew has seen when working with their clients
• Successful tactics Doeren Mayhew has seen clients use to navigate such challenges

12:30 – 2:00 p.m.
Fraud from All Sides: Internal Threats, External Schemes, and Ethical Safeguards
Sue Landauer, Partner, Forensic Accounting Services Group

 

A practical overview of current internal and external fraud trends affecting credit unions, including how organized groups exploit operational weaknesses and how internal misconduct develops. The session also highlights ethical expectations and prevention strategies that strengthen controls and reduce overall risk.

9:30 – 11:00 a.m.
Common BSA Findings and Examination Best Practices
Facilitators:
Jason Clarke, CUCE, CUERME, NCCO, BSACS
Vice President Compliance
Aux

 

Nicole Irwin, MAcc
Credit Union Examiner
Southern Region, Group A
National Credit Union Administration

 

Jamin Carlisle, CUCE, BSACS
Compliance Manager
Aux

 

Tanner Veis, BSACS, CUCE, CCUIA
Compliance Manager
Aux

 

Stephanie Painter
Assistant Vice President of Risk Management
Dupont Community Credit Union

 

11:00 – 11:15 a.m.
Break

 

11:15 – 12:15 p.m.
SARs Decoded: Turning Suspicion into Action
Drew Young
Managing Director
Elliot Davis

 

Suspicious Activity Reports (SARs) are more than compliance obligations—they’re critical tools that protect your institution, your customers, and the financial system at large. Yet many frontline employees and investigators still struggle with identifying what truly constitutes “suspicious,” how to connect disparate data points, and how to transform red flags into a well‑supported, actionable SAR narrative.

 

“SARs Decoded: Turning Suspicion into Action” demystifies the process and equips participants with practical techniques for improving detection, escalation, and reporting. Through real‑world insights and an engaging case study, this session will walk attendees through the full lifecycle of a SAR—from initial trigger to investigative analysis to the final written report.

 

12:15 – 1:00 p.m.
Annual Bank Secrecy Act Training
Facilitator:
Jason Clarke, CUCE, CUERME, NCCO, BSACS
Vice President Compliance
Aux

Niall Twomey, CRCM
Principal, Consulting
CROWE LLP

 

Niall has spent more than 25 years in the regulatory compliance field and leads Crowe’s Fair Lending practice. He is primarily involved in conducting and overseeing Compliance and Fair Lending Program Assessments, audits, and consultations within the financial services industry. Niall also leads Crowe’s Credit Union Practice. He maintains correspondence with regulators, has frequent speaking roles at conferences and webinars, and makes regular presentations to audit and supervisory committees.

Justin Brown, CRCM
Manager, Financial Services Regulatory Compliance
CROWE LLP

 

Justin Brown is a Manager within Crowe’s Financial Services Regulatory Compliance practice. Justin assists his clients by providing highly specialized consulting and internal audit services which are designed to assess compliance with complex consumer protection laws and regulations, including fair lending, CRA, and UDAAP. Justin leads our fair lending practice and has experience working with both lending and other specialized areas such as fair lending and UDAAP compliance risk assessments, and compliance management frameworks.

John Zasada
Principal
Doeren Mayhew Advisors, LLC

 

John Zasada is a Principal in the firm’s Financial Institutions Group, where he helps manage, strategize and guide regulatory compliance for credit unions nationwide. He was previously in-house legal counsel with the National Association of Federal Credit Unions, trained NCUA and State examiners in compliance, and led the national compliance practices at RSM McGladrey and CLA. With 30 years of experience, John assists credit unions across the nation to remain compliant by conducting and leading a diverse range of compliance engagements including BSA, UDAAP, lending, operations and website/social media/advertising compliance. He is regularly called on by credit unions to establish regulatory compliance programs and management systems, as well as educate staff on regulations. John is an author and speaker within the financial institutions industry, often invited to speak at national and state industry associations to cover an expansive range of regulatory compliance topics.

Chelsea Treboniak
President
Critical Ops

 

Chelsea is a graduate of the United States Military Academy at West Point, veteran researcher, and published author, and founded Critical Ops in 2012 with a vision to lead in the critical infrastructure sectors. Under her leadership, Critical Ops has carved out a niche, offering specialized integration consulting services and products, including remote sensing, blockchain for occupational health, and e-crime intelligence.

 

Beyond her role at Critical Ops, Chelsea is deeply involved in the industry, serving on Advisory Councils and the Board of Directors for organizations dedicated to Advanced Air Mobility (AAM), blockchain implementation, and critical infrastructure security. Her commitment to these fields is matched by her passion for continuous learning, a dedication to fitness, and an unwavering focus on family.

Mark Solomon
International 1st Vice President
IAFCU (International Association of Financial Crimes Investigators)

Sue Landauer
Partner
Forensic Accounting Services Group

 

Susan Landauer is a certified public accountant, with over 35 years of experience in the accounting and the financial services industry, most recently focusing on forensic investigations. These forensic investigations include the tracing of hidden assets, net worth evaluations, embezzlements, and marriage and partnership dissolutions. Her client base has included various industries such as banking, manufacturing, medical practices, construction companies, and others. She has qualified and testified as an expert witness in both federal and local courts.

 

Susan is a presenter of numerous fraud topics, financial statement interpretation, risk management, internal controls, compliance and board of director / supervisory committee responsibilities for various organizations, including Americas Credit Unions (formerly CUNA), the Association of Credit Union Internal Auditors (ACUIA), various state leagues, various chapters of the Institute of Internal Auditors and Association of Certified Fraud Examiners, and regional conferences for Board of Directors and Audit Committees. Most recently, she co-authored the curriculum and conducts a four-day course and exam for participants to achieve a Certified Credit Union Internal Auditor certification, which has graduated with more than 1,200 students. She is also an adjunct professor at the State University of Albany, where she is a professor for the Master of Accountancy-Forensics program.

Drew Young
Managing Director
Elliot Davis

 

As the regulatory compliance practice leader, Drew works exclusively with financial institutions to provide regulatory compliance services, including risk-based regulatory compliance review, Bank Secrecy Act review, fair lending analysis, consultation, audit and training. He has over fifteen years of experience and has worked with institutions across the United States ranging in asset size from $40 million to over $60 billion. He also has extensive experience providing regulatory compliance and BSA/AML training via speaking engagements with the Virginia Association of Community Banks, Tennessee Bankers Association, Community Bankers Association of Georgia, North Carolina Bankers Association, and the Kentucky Bankers Association.

Nicole Irwin, MAcc
Credit Union Examiner
Southern Region, Group A
National Credit Union Administration

 

Nicole Irwin serves as an examiner for NCUA out of Florida. Previously, she worked with the League of Credit Unions as the Director of the Credit Union Audit and Compliance Group over Florida, Georgia, and Alabama. Nicole obtained her master’s degree in accounting in 2020. She resides in Ponte Vedra Beach FL and enjoys spending most of her time with her two German shepherds.

 

Nicole’s session will dive into some areas where fraud can be spotted and stopped before having a huge impact on your credit union. She looks forward to continuing helping credit unions for many years to come.