Events

9:00 – 10:00 a.m.
State and National Fraud Panel Discussion
Chelsea Treboniak, President, Critical Ops

Mark Solomon
International 1st Vice President
IAFCU (International Association of Financial Crimes Investigators)

10:00 – 11:15 a.m.
Pillars of an Effective Fair Lending Program
Niall Twomey, CRCM, Principal, Consulting, CROWE LLP

This presentation will cover expectations around program documentation, risk factors, regulatory expectations, building on common compliance themes such as commitment, accountability, training, and strong policies, with Crowe specialists offering insights on common pitfalls and strategies.

After participating, you should be able to:

• Identify core elements required for a successful fair lending compliance program
• Distinguish fair lending responsibilities assigned to each of the three lines of defense
• Apply insights from common findings of recent assessments to enhance your organization’s fair lending practices

11:15 – 11:30 a.m.
Break

11:30 a.m. – 1:00 p.m.
Fraud from All Sides: Internal Threats, External Schemes, and Ethical Safeguards
Sue Landauer, Partner, Forensic Accounting Services Group

A practical overview of current internal and external fraud trends affecting credit unions, including how organized groups exploit operational weaknesses and how internal misconduct develops. The session also highlights ethical expectations and prevention strategies that strengthen controls and reduce overall risk.

1:00 – 2:00 p.m.
Regulatory Compliance and Consumer Protection Update
Lyle Kolosik, Compliance Manager, Doeren Mayhew Advisors, LLC

The credit union industry is experiencing a rapidly changing regulatory landscape shaped by the change in administration, CFPB, NCUA, and other factors. In this webinar, Doeren Mayhew will provide perspective on:

• Key regulatory changes impacting credit unions (both positive and challenging impacts)
• Hot button items regulators are focusing on
• Specific risks to focus on when preparing risk assessments, planning audits or compliance reviews
• Trends/themes on recent findings Doeren Mayhew has seen when working with their clients
• Successful tactics Doeren Mayhew has seen clients use to navigate such challenges

9:30 – 11:00 a.m.
Common BSA Findings and Examination Best Practices
Facilitators:
Jason Clarke, CUCE
Vice President Compliance
Aux

Nicole Irwin, MAcc
Credit Union Examiner
Southern Region, Group G
National Credit Union Administration

Jamin Carlisle, CUCE, BSACS
Compliance Manager
Aux

Tanner Veis, MBA, CBSAP, CUCO
Compliance Manager
Aux

Stephanie Painter
Assistant Vice President of Risk Management
Dupont Community Credit Union

11:00 – 11:15 a.m.
Break

11:15 – 12:15 p.m.
SARs Decoded: Turning Suspicion into Action
Drew Young
Managing Director
Elliot Davis

Suspicious Activity Reports (SARs) are more than compliance obligations—they’re critical tools that protect your institution, your customers, and the financial system at large. Yet many frontline employees and investigators still struggle with identifying what truly constitutes “suspicious,” how to connect disparate data points, and how to transform red flags into a well‑supported, actionable SAR narrative.

“SARs Decoded: Turning Suspicion into Action” demystifies the process and equips participants with practical techniques for improving detection, escalation, and reporting. Through real‑world insights and an engaging case study, this session will walk attendees through the full lifecycle of a SAR—from initial trigger to investigative analysis to the final written report.

12:15 – 1:00 p.m.
Annual Bank Secrecy Act Training
Facilitator:
Jason Clarke, CUCE
Vice President Compliance
Aux

• Introduction and BSA/AML/OFAC Overview
• Customer/Member Identification Program
• Currency Transaction Monitoring and Reporting
• Suspicious Activity Monitoring and Reporting
• 314(a) and (b) Compliance
• Office of Foreign Asset Control (OFAC) Compliance

Niall Twomey, CRCM
Principal, Consulting
CROWE LLP

Niall has spent more than 25 years in the regulatory compliance field and leads Crowe’s Fair Lending practice. He is primarily involved in conducting and overseeing Compliance and Fair Lending Program Assessments, audits, and consultations within the financial services industry. Niall also leads Crowe’s Credit Union Practice. He maintains correspondence with regulators, has frequent speaking roles at conferences and webinars, and makes regular presentations to audit and supervisory committees.

Justin Brown, CRCM
Manager, Financial Services Regulatory Compliance
CROWE LLP

Justin Brown is a Manager within Crowe’s Financial Services Regulatory Compliance practice. Justin assists his clients by providing highly specialized consulting and internal audit services which are designed to assess compliance with complex consumer protection laws and regulations, including fair lending, CRA, and UDAAP. Justin leads our fair lending practice and has experience working with both lending and other specialized areas such as fair lending and UDAAP compliance risk assessments, and compliance management frameworks.

Chelsea Treboniak
President
Critical Ops

Chelsea is a graduate of the United States Military Academy at West Point, veteran researcher, and published author, and founded Critical Ops in 2012 with a vision to lead in the critical infrastructure sectors. Under her leadership, Critical Ops has carved out a niche, offering specialized integration consulting services and products, including remote sensing, blockchain for occupational health, and e-crime intelligence.

Beyond her role at Critical Ops, Chelsea is deeply involved in the industry, serving on Advisory Councils and the Board of Directors for organizations dedicated to Advanced Air Mobility (AAM), blockchain implementation, and critical infrastructure security. Her commitment to these fields is matched by her passion for continuous learning, a dedication to fitness, and an unwavering focus on family.

Mark Solomon
International 1st Vice President
IAFCU (International Association of Financial Crimes Investigators)

Sue Landauer
Partner
Forensic Accounting Services Group

Susan Landauer is a certified public accountant, with over 35 years of experience in the accounting and the financial services industry, most recently focusing on forensic investigations. These forensic investigations include the tracing of hidden assets, net worth evaluations, embezzlements, and marriage and partnership dissolutions. Her client base has included various industries such as banking, manufacturing, medical practices, construction companies, and others. She has qualified and testified as an expert witness in both federal and local courts.

Susan is a presenter of numerous fraud topics, financial statement interpretation, risk management, internal controls, compliance and board of director / supervisory committee responsibilities for various organizations, including Americas Credit Unions (formerly CUNA), the Association of Credit Union Internal Auditors (ACUIA), various state leagues, various chapters of the Institute of Internal Auditors and Association of Certified Fraud Examiners, and regional conferences for Board of Directors and Audit Committees. Most recently, she co-authored the curriculum and conducts a four-day course and exam for participants to achieve a Certified Credit Union Internal Auditor certification, which has graduated with more than 1,200 students. She is also an adjunct professor at the State University of Albany, where she is a professor for the Master of Accountancy-Forensics program.

Drew Young
Managing Director
Elliot Davis

As the regulatory compliance practice leader, Drew works exclusively with financial institutions to provide regulatory compliance services, including risk-based regulatory compliance review, Bank Secrecy Act review, fair lending analysis, consultation, audit and training. He has over fifteen years of experience and has worked with institutions across the United States ranging in asset size from $40 million to over $60 billion. He also has extensive experience providing regulatory compliance and BSA/AML training via speaking engagements with the Virginia Association of Community Banks, Tennessee Bankers Association, Community Bankers Association of Georgia, North Carolina Bankers Association, and the Kentucky Bankers Association.

Nicole Irwin, MAcc
Credit Union Examiner
Southern Region, Group G
National Credit Union Administration

Nicole Irwin serves as an examiner for NCUA out of Florida. Previously, she worked with the League of Credit Unions as the Director of the Credit Union Audit and Compliance Group over Florida, Georgia, and Alabama. Nicole obtained her master’s degree in accounting in 2020. She resides in Ponte Vedra Beach FL and enjoys spending most of her time with her two German shepherds.

Nicole’s session will dive into common BSA findings and best practices. She looks forward to continuing helping credit unions for many years to come.

Stephanie Painter
Risk Management AVP & BSA Compliance Officer
DuPont Community Credit Union

Stephanie Painter is the Risk Management AVP & BSA Compliance Officer for DuPont Community Credit Union- a $2 billion credit union located in the Shenandoah Valley of Virginia. In her role, Stephanie manages risk management, BSA compliance, and regulatory compliance. She is a Certified Anti-Money Laundering Specialist with advanced designations in financial crimes investigations and risk management. She graduated with her Bachelor's from Bridgewater College and with her Juris Master in Regulatory Compliance Law from Liberty University. She serves as a board member for the BSA Coalition, Virginias ACAMS Chapter, and the Greater Augusta Coalition Against Adult Abuse. She is a published author on topics ranging from elder financial exploitation to public corruption.

In her free time, Stephanie is an avid crossword enthusiast, reader, and runner. She volunteers regularly with her local food pantry and cat rescue.

Jason Clarke, CUCE
VP Compliance
Aux

Jason has over 20 years experience in the credit union movement, 15 of which have been in regulatory compliance, BSA/AML, risk management, and advocacy. In that time, he has obtained compliance and risk management certifications from both credit union trade associations and served on legislative and regulatory affairs committees for a credit union, the Virginia Credit Union League, and local Chamber of Commerce. Prior to joining Aux in December 2020, Jason spent 15 years developing, building, and maintaining the compliance and risk management program at a community credit union.

As an adult he fulfilled a life-long dream of attending and obtaining a degree (Bachelor of Interdisciplinary Studies – Social Science) from the University of Virginia.

Jamin Carlisle, CUCE, BSACS
Compliance Manager
Aux

As do all our Aux Compliance Team members, Jamin has extensive experience in credit union-specific compliance. His primary areas of expertise include BSA/AML, vendor management, disaster recovery, and staff training.

In addition to in-house credit union compliance experience, Jamin has served on planning committees for consumer awareness and elder abuse conferences and given presentations to local community colleges, high schools, and community groups. Jamin has developed and provided compliance and BSA training for groups as large as 350 people.

Prior to beginning his career in compliance, Jamin completed his BA and MA at The University of Tennessee Knoxville and worked as a graduate lecturer.

Tanner Veis, MBA, CBSAP, CUCO
Compliance Manager
Aux

Before joining Aux, Tanner worked for Bear Paw Credit Union as an Internal Auditor and BSA Compliance Officer. He has been in the credit union industry since 2015 and brings experience in regulatory compliance, internal audit, and Bank Secrecy Act oversight. Tanner holds a Master of Business Administration and maintains the Certified BSA/AML Professional (CBSAP) and Certified Credit Union Compliance Officer (CUCO) designations.

Outside of work, Tanner enjoys staying active in sports and has officiated basketball for many years. He previously coached youth basketball and golf for over a decade. In his free time, he enjoys live music, traveling, and spending time outdoors with his family and their two rescue pups, Lulu the husky and Paula the yorkie.

Lyle Kolosik
Compliance Manager
Doeren Mayhew Advisors, LLC

Lyle Kolosik is a Senior Compliance Consultant in Doeren Mayhew’s Financial Institutions Group, where he assists credit unions and community banks navigate compliance requirements with federal and state regulations.

With over 27 years of experience in the industry, Lyle performs compliance consulting related to deposit, lending, consumer, advertising, digital and real estate operations, among other areas. Additionally, he assesses compliance with anti-money laundering regulations, such as the Bank Secrecy Act.
As a trusted advisor, Lyle works alongside clients to address their on-going compliance questions, enhance their compliance management programs, develop risk assessment tools and recommend appropriate actions, where necessary.

Prior to joining Doeren Mayhew, Lyle spent the majority of his career gaining hands-on experience while holding various roles in credit unions and community banks. Most recently, he helped lead the national regulatory compliance practice as a Director for CliftonLarsonAllen.